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How do you get the best mortgage deal?

We have been pre-approved by a mortgage company. The mortgage company has recommended a real estate agent. I am a little leary of going with this real estate agent, however, because, being a first time home buyer, I need a lot of guidance. I am afraid that, being tied to the mortgage broker, the real estate agent might not fight to get us the best mortgage deal (if it happens to be with a company other than the original mortgage broker's). How do you go about getting a good mortgage deal?

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first of all, the real estate agent is not there to get you a deal on a mortgage - that is either your responsibility or the mortgage broker's responsibility. The agent is there to put you in a house (show you houses, explain the offer/acceptance routine, be there at closing and walk you through the purchase process). If you do not trust you mortgage broker to get you a fair deal, then you can start calling around to banks in your area and inquire about their rates. This means, however, getting a new pre-approval and starting from scratch on the mortgage. Being a first-time buyer, if you go this route, you are going to have to educate yourself regarding rates and points and buy-downs. By: Steve D


I want to refinance. What is the best mortgage rate available?

Am looking to refinance but not without doing a bit of research first on the best possible mortgage rate.

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I just closed my refi for 20 years at 4.25%. I have a very high Fico also. Rates are starting to go up. You can find ther rates on line from several different sources. Use a search engine. Here is a good one. Please note I am not endorsing google. This site just shows actual comparisons without entering personal info. By: Helper


What is the best mortgage to go for?

I am a first time house buyer and need to find a mortgage wihtin the next 16 weeks. I would like to know what banks are doing the best mortgage deals at the moment, can anyone help?

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The woolwich life time tracker is a good one but go on moneysupermarket.com and they will give you the best deals on the market By: Kim


What is the best mortgage company to get a loan modification through?

What is the best mortgage company to get a loan modification through? Easiest mortgage company? I would like to know!

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Are you thinking about mortgage refinance, second mortgage or loan modification? USLoanz offers the lowest rates refinancing mortgage loans with affordable repayment plans online. Want to breathe easier and have less financial hardships, especially in today's unstable economy? Those with home mortgage loans that need refinancing or who are looking for a mortgage modification have come to the right place! Our low mortgage refinance loan rates and low monthly payments are just what you are looking for. Take the first step; apply with us NOW at USLoanz. We help make your house a home. By: Stephanie Linenger


What's the best way to find the lowest mortgage rate possible after getting an accepted offer?

What do I need to do to know I am getting the best mortgage rate possible (just got an offer on a house accepted) - I live in Indianapolis, likely will get a 30 yr fixed. Any ideas on what kind of rate I should be looking for

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Don't be fooled into rates keep your eyes on the finance charge look at how much it is costing you to borrow the amount you need to purchase the home ask your bank how much will it cost me to borrow the 150,000 or whatever the price of the home is that is where u do your bargaining if you are a first time home buyer it is likely they will give you a 30 year fixed make sure it is fixed call a primerica rep to sit with u on the closing notice i did not say a layer because they have no idea about mortgages.read and understand your truth in lending federal truth in lending By: rakjune


What is the best mortgage advertisment you have seen?

I am a Mortgage Broker looking for some good ideas for advertising. What is the funiest or best mortgage ad anyone has seen? Any loan officers out there with any creative new ideas?

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If you are looking to advertise mortgage services online, try Regional Mortgages http://www.regionalmortgages.com Its an informational website that has a directory of local mortgage professionals. They allow for one mortgage rep per zip code By: Helper


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